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What is a Short Sale in Georgia?

Metro Atlanta Short Sale Specialist, Rhonda Duffy Can Help You

Metro Atlanta Short Sale Agent Rhonda Duffy

What is a real estate short sale in Metro Atlanta?

A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

What does it take to qualify for a Metro Atlanta short sale?

While lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a metro Atlanta short sale. Metro Atlanta short sale agent

  1. Negative Equity – The proceeds from the sale of the property, after all closing costs
    are paid, are less than the amount currently owed on the property,
  2. Financial Insolvency – Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
  3. Financial hardship – Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell.

Is it possible for me to get money back for completing a short sale?

Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

Who will pay the Metro Atlanta short sale agents commission?

In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Metro Atlanta short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

How Can a Metro Atlanta short sale specialist help me?

As a Metro Atlanta short sale specialist, I have helped many home owners who are in a difficult financial season get a fresh start with a short sale.  Short sales are not part of our “basic training” as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I’ll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.

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Atlanta Georgia Short Sale Homes

Click on the picture to see the details of the listing. Call us at 678-892-1186 begin_of_the_skype_highlighting 678-892-1186 end_of_the_skype_highlighting to see any listed property, 7 days a week.

Rhonda Duffy is a short sale specialist and the only elite CDRS short sale specialist in Georgia. She not only sells short sales in Georgia, she helps buyers buy short sale homes in Georgia.

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How To Short Sale In Senoia, Georgia

For more information from the #1 short sale agent in Georgia, visit Duffy Realty of Atlanta: Short Sales

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How To Short Sale In Dallas, Georgia

For more information from the #1 short sale agent in Georgia, visit Duffy Realty of Atlanta: Short Sales

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How To Short Sale In Milton, Georgia

For more information from the #1 short sale agent in Georgia, visit Duffy Realty of Atlanta: Short Sales

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How To Short Sale In Johns Creek, Georgia

For more information from the #1 short sale agent in Georgia, visit Duffy Realty of Atlanta: Short Sales

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How To Short Sale In Norcross, Georgia

For more information from the #1 short sale agent in Georgia, visit Duffy Realty of Atlanta: Short Sales

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How To Short Sale In Tyrone, Georgia

For more information from the #1 short sale agent in Georgia, visit Duffy Realty of Atlanta: Short Sales

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How To Short Sale In Smyrna, Georgia

For more information from the #1 short sale agent in Georgia, visit Duffy Realty of Atlanta: Short Sales

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